Your service earned it.
Plan what comes next.
Calculate your CalPERS pension, compare retirement destinations, analyze taxes, and build a complete picture of your retirement — all in one place.
Your data never leaves your device. Everything is stored locally in your browser — no accounts, no server database.
Built on official CalPERS formulas. Benefit factors verified against CalPERS publications.
Independent. Not affiliated with CalPERS or any agency.
Everything you need to retire with confidence.
Built for California's public safety professionals. No generic calculators — just the tools that matter for your retirement.
Estimated monthly pension
Sample$6,000/mo
CHP · 3% @ 50 formula · retiring at 50
- Retirement age
- 50
- Years of service
- 20
- Benefit factor
- 3.0%
- Final compensation
- $120,000/yr
- % of final pay
- 60%
A sample estimate for illustration. Enter your own details to see yours.
Pension Estimator
Calculate your CalPERS pension based on your formula, years of service, and retirement age. Compare retiring earlier or later side by side.
Tax Analyzer
See how federal and state taxes impact your retirement income. Compare up to three states and find which ones exempt public safety pensions.
Location Comparison
Compare up to 3 retirement locations on cost of living, taxes, climate, crime, healthcare access, and more.
Healthcare Planning
Explore CalPERS health plan options and costs by state. Understand your employer contribution, coverage gap, and what you'll pay until Medicare at 65.
Savings & Investments
Project your 457(b), IRA, and other savings. See how long your money will last with inflation-adjusted withdrawals.
Retirement Readiness
Get an overall readiness score based on pension income, savings, healthcare coverage, debt, and emergency reserves.
Stay ahead between visits
Trackers & tools that keep watch.
Your plan doesn't stand still — pay surveys, legislation, and rate books all move. These pages follow the changes so you can check in and see what's new.
Raise Watch
Your CHP pay raise is set by a survey of five other agencies. See how it works and how it's swung over the last decade.
Bill Watch
Pending legislation that could touch public-safety pay or retirement, with where each bill actually stands.
Rate Watch
Changes to the official CalPERS rate books and association member letters, as they're published.
Retirement Countdown
What to do and when in the run-up to your date — the filing windows and deadlines, on a real calendar.
Three steps to clarity.
Enter your info
Hire date, retirement plans, and estimated compensation. Takes two minutes.
Explore scenarios
Compare retirement ages, locations, and income strategies side by side.
Export your plan
Download a PDF summary to share with your financial advisor or family.